LM Cruise
Cruise ship at sea

Claims Assistance

Submit Your Insurance Claim with Confidence

If your cruise was disrupted by illness, delay, cancellation or baggage issues, we can help you organize the paperwork and submit your claim clearly and on time.

Booking Records
Medical Support
Baggage Claims
Submission Guidance
Follow-up Help

What We Need From You

Make the claim process smoother with the right documents.

Most claim delays happen because a form is missing a receipt, incident report or policy number. Start with the checklist below and we will help you fill any gaps.

01

Gather your documents

Keep booking confirmations, receipts, incident reports and policy details together.

02

Submit your claim

Send the insurer or our team the completed form with supporting documents attached.

03

Track timelines

Follow the policy timelines so your claim can be reviewed without avoidable delays.

Cruise guests looking out over the water

Claim Support Coverage

We help with the common claim situations.

Trip disruption

Claims guidance for cancellation, interruption and missed connection events.

Medical events

Help organizing emergency treatment or evacuation documentation.

Baggage issues

Support for delayed, lost or damaged baggage claims and receipts.

Before You Submit

Claim checklist

  • Cruise booking confirmation and payment receipts
  • Insurance policy number and provider name
  • Medical reports, airline notes or incident documentation
  • Photos of damaged or delayed baggage if relevant
  • Copies of emails with suppliers, airlines or the cruise line

Already submitted?

Need a hand following up on your claim?

Our claims team can help confirm what documents were sent and guide you on next steps.

Call Claims Support

Claims Request

Start your claim request here.

Share the essentials and we'll point you toward the right claim path and next steps.

Trip disruption

We can help you understand what is needed for this situation.

Medical claim

We can help you understand what is needed for this situation.

Baggage issue

We can help you understand what is needed for this situation.

Cruise line delay

We can help you understand what is needed for this situation.

Supplier refund dispute

We can help you understand what is needed for this situation.

Policy guidance

We can help you understand what is needed for this situation.

Submit Claim Details

Claim information

Secure • No obligation • We will review and follow up promptly

Frequently Asked Questions

Need extra help?

Our claims team can walk you through the next step.

If you are unsure whether a document is needed, contact us before submitting and we will help you avoid delays.

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